We use Schwab US Dividend Equity (SCHD) as our core investment. SCHD follows the Dow Jones US Dividend 100 Index (DUSD), comprised of 100 high quality, high dividend paying stocks. We elect to use SCHD rather than the S&P 500® because we expect we will collect MORE dividends from SCHD over our clients’ retirement years than we would from the S&P 500®.
